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Posted by Pati Cook on January 5, 2007, 6:58 pm
Hi. Things are being a bit upsetting here in the so called "Valley of
the Sun".... at least for us.
Some of you may remember that back in Oct. I was driving and got hit
from behind. Actually I was stopped and the guy that came up behind me
saw cars in front of me moving and didn't stop..
Fender bender it was. Because of heading to Houston and the infamous
car trouble that ended up with Jeanne and I spending 4 and a half days
in Midland, I didn't get the car into the body shop when I had it
scheduled. It is in there now. Has been for a couple of weeks. They
found more damage.... and the guy's insurance company is saying that the
car may be totaled.
Folks, I cannot afford a replacement car. This car has a newly replaced
engine, new battery (in preparation for the trip to Houston) and so on.
So if you all could send some heavy duty positive thinking for being
able to get my car back soon, and not having to pay out more money....
show/hide quoted text
That would be a Wonderful Thing. <G>
And it is not entirely off topic either. I need my car to get to
classes to teach and to "take" and to go fabric shopping. This whole
mess has also got me so upset I am not making any headway at all on
quilting and designing and writing up the designs I have already in the
works. Just don't feel like doing much besides hiding in a hole. <G of
show/hide quoted text
the wry variety>
Hope everyone is having a good time and doing lots.
Pati, in Phx
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Posted by Kate XXXXXX on January 5, 2007, 7:34 pm
Pati Cook wrote:
show/hide quoted text
> Hi. Things are being a bit upsetting here in the so called "Valley of
> the Sun".... at least for us.
> Some of you may remember that back in Oct. I was driving and got hit
> from behind. Actually I was stopped and the guy that came up behind me
> saw cars in front of me moving and didn't stop..
> Fender bender it was. Because of heading to Houston and the infamous
> car trouble that ended up with Jeanne and I spending 4 and a half days
> in Midland, I didn't get the car into the body shop when I had it
> scheduled. It is in there now. Has been for a couple of weeks. They
> found more damage.... and the guy's insurance company is saying that the
> car may be totaled.
> Folks, I cannot afford a replacement car. This car has a newly replaced
> engine, new battery (in preparation for the trip to Houston) and so on.
> So if you all could send some heavy duty positive thinking for being
> able to get my car back soon, and not having to pay out more money....
>
> And it is not entirely off topic either. I need my car to get to
> classes to teach and to "take" and to go fabric shopping. This whole
> mess has also got me so upset I am not making any headway at all on
> quilting and designing and writing up the designs I have already in the
> works. Just don't feel like doing much besides hiding in a hole. <G of
>
> Hope everyone is having a good time and doing lots.
>
> Pati, in Phx
((((((Pati hugs)))))) and loads of positive vibes on the way...
--
Kate XXXXXX R.C.T.Q Madame Chef des Trolls
Lady Catherine, Wardrobe Mistress of the Chocolate Buttons
http://www.katedicey.co.uk
Click on Kate's Pages and explore!
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Posted by Karen, Queen of Squishies on January 5, 2007, 7:37 pm
Auto prayers heading your way, and fast, Pati! Hugs,
Karen, Queen of Squishies
-----
www.PlayPianoNow.info
show/hide quoted text
> Hi. Things are being a bit upsetting here in the so called "Valley of the
> Sun".... at least for us.
> Some of you may remember that back in Oct. I was driving and got hit from
> behind. Actually I was stopped and the guy that came up behind me saw cars
> in front of me moving and didn't stop..
> Fender bender it was. Because of heading to Houston and the infamous car
> trouble that ended up with Jeanne and I spending 4 and a half days in
> Midland, I didn't get the car into the body shop when I had it scheduled.
> It is in there now. Has been for a couple of weeks. They found more
> damage.... and the guy's insurance company is saying that the car may be
> totaled.
> Folks, I cannot afford a replacement car. This car has a newly replaced
> engine, new battery (in preparation for the trip to Houston) and so on. So
> if you all could send some heavy duty positive thinking for being able to
> get my car back soon, and not having to pay out more money.... That would
> And it is not entirely off topic either. I need my car to get to classes
> to teach and to "take" and to go fabric shopping. This whole mess has
> also got me so upset I am not making any headway at all on quilting and
> designing and writing up the designs I have already in the works. Just
> don't feel like doing much besides hiding in a hole. <G of the wry
> Hope everyone is having a good time and doing lots.
> Pati, in Phx
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Posted by Liz A. on January 5, 2007, 8:19 pm
Pati,
We had a similar run-in with our insurance company regarding the fact
they wanted to total the car. They go by an industry guide that does
not necessarily correlate to real-life values. The auto shop helped us
provide them with a better value of the car's condition prior to the
accident. We also researched similar vehicles for sale and the going
price. With that information in hand, we were able to prove that the
value of our car was greater than their "book value". This then lowered
the damage to value ratio and brought it below the threshold they use
to total a car.
You may need to provide them with all your recent repair receipts. This
is commonly done among our VW camper community when somebody's bus is
in an accident. Try it, you have nothing to lose and everything to
gain.
Coming out of lurk mode,
LizA.
Kent, WA
Pati Cook wrote:
show/hide quoted text
> Fender bender it was. Because of heading to Houston and the infamous
> car trouble that ended up with Jeanne and I spending 4 and a half days
> in Midland, I didn't get the car into the body shop when I had it
> scheduled. It is in there now. Has been for a couple of weeks. They
> found more damage.... and the guy's insurance company is saying that the
> car may be totaled.
> Folks, I cannot afford a replacement car. This car has a newly replaced
> engine, new battery (in preparation for the trip to Houston) and so on.
> So if you all could send some heavy duty positive thinking for being
> able to get my car back soon, and not having to pay out more money....
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Posted by IMS on January 5, 2007, 10:33 pm
show/hide quoted text
>Pati,
>We had a similar run-in with our insurance company regarding the fact
>they wanted to total the car. They go by an industry guide that does
>not necessarily correlate to real-life values. The auto shop helped us
>provide them with a better value of the car's condition prior to the
>accident. We also researched similar vehicles for sale and the going
>price. With that information in hand, we were able to prove that the
>value of our car was greater than their "book value". This then lowered
>the damage to value ratio and brought it below the threshold they use
>to total a car.
>You may need to provide them with all your recent repair receipts. This
>is commonly done among our VW camper community when somebody's bus is
>in an accident. Try it, you have nothing to lose and everything to
>gain.
>Coming out of lurk mode,
>LizA.
>Kent, WA
>Pati Cook wrote:
I agree with Pati - look into this more. One of my co-workers hit a
deer with his 8-yr old Volvo, and the insurance company totalled it;
because it was 8 yrs old he was allowed to keep the car, so he used the
insurance money to fix the car & he even had some $$ left over. As long
as the car passes inspection, NYS will allow it to be registered even if
it was totalled in the past... the car is fixed and he's driving it.
-Irene
--------------
You only live once, but if you do it right, once is enough.=20
--Mae West=20
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